Here's How to Finance Your Home Upgrade

Until recently, borrowing money for a new kitchen or other home improvement meant going to the bank, seeing a loan officer, and hoping for the best. Today, however, you have many more options to help finance home improvements. A mortgage broker, for example, can offer more than 200 different loan programs. And brokers are just one of the many lenders eager to put together a loan that fits your situation—even if your credit history is less than perfect.

Best Financing Solutions For You

Green Sky

GreenSky was founded on the idea that payment, credit and commerce could be enhanced using technology delivered via an elegant user experience. Payment and credit could be an asset that empowers and enables commerce, not a distraction or impediment. Today, GreenSky delivers a service that helps business grow and delight their customers.


Financing for modern home improvements should be simple and worry-free for homeowners. Mosaic works with leading solar and home improvement companies across the nation to offer financing for solar energy systems, batteries, and efficient home improvements. Homeowners get flexible financing options for all types of budgets that can be used for a wide range of projects. Flexible financing covers a wide variety of home improvement projects, allowing you to meet your needs. Best for HVAC, Roofing, Windows, Battery Storage, Home Automation, Insulation, Geothermal, Landscaping, EV Chargers and Solar Panels.

Renovate America

We are committed to becoming America’s most trusted provider of home improvement financing by: Empowering Homeowners With Renovate America financing, homeowners can improve their homes, and live more comfortably. Building in the Community Engaging Communities Together with local government partners, we help improve the housing stock, reduce carbon emissions and create new jobs. We work together Partnering with Industry By working with contractors and manufacturers, we help make it easier for homeowners to upgrade their properties.

Dividend Financing

Dividend is a leading national provider of renewable energy and energy-efficient financing solutions to property owners. Dividend gives their customers the opportunity to obtain clean energy financing through a comprehensive suite of financing options. Their flagship product, the EmpowerLoan™, continues to expand its product offerings into the storage and home-energy space. Dividend also offers commercial PACE, which is a public-private financing mechanism for energy efficiency, renewable energy, water conservation and seismic upgrades on privately-owned property.

Service Finance

Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. They provide in excess of fifty financing solutions which include promotional and standard installment terms for home improvement contractors enrolled in the SFC Financing Program. Their program strives to provide customers the ability to finance their purchases of products such as: HVAC, Windows, Doors, Siding, Sunrooms, Flooring, Water Treatment, Plumbing, Solar, Roofing, Insulation and many more.